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0
jobs
Strong analytics profile with marketing and writing skills
Sakshi Bhalla
,
Ilford, United Kingdom
Experience
Other titles
Skills
I'm offering
.
Markets
United Kingdom
Industries
Language
English
Fluently
Ready for
Larger project
Ongoing relation / part-time
Full time contractor
Available
My experience
2019 - 2019
job
Manager, Risk Analyst, Credit Risk
L&T Financial Services Ltd.
Responsible for providing strong analytics through leadership to solve various
problems across customer life-cycle - acquisition/targeting programs, product & pricing strategies, segmentation, cross-sell programs, portfolio management, retention
strategies, etc.
• Develop Early Warning Systems (EWS) to flag off areas of concern and provide
insights to manage portfolio risk
• Regular Cost-Benefit Analysis of Retail Portfolios
• Provide regular business performance monitoring and data driven insights to senior
management and product teams.
• Strong understanding of portfolio credit metrics such as limits, expected and unexpected
loss, capital allocation, etc.
• Develop and track forward looking credit risk metrics based on national macroeconomic
data as well as internal data. Complete other projects and initiatives in support of broader
Credit Administration goals.
• Work with multiple product teams/stakeholders, understand key business objectives
• Daily review of exception reports, identifying and reporting risk issues, including any
compliance or suitability issues.
• Involved in development of policies/procedures designed to ensure compliance with all industry/regulatory requirements.
problems across customer life-cycle - acquisition/targeting programs, product & pricing strategies, segmentation, cross-sell programs, portfolio management, retention
strategies, etc.
• Develop Early Warning Systems (EWS) to flag off areas of concern and provide
insights to manage portfolio risk
• Regular Cost-Benefit Analysis of Retail Portfolios
• Provide regular business performance monitoring and data driven insights to senior
management and product teams.
• Strong understanding of portfolio credit metrics such as limits, expected and unexpected
loss, capital allocation, etc.
• Develop and track forward looking credit risk metrics based on national macroeconomic
data as well as internal data. Complete other projects and initiatives in support of broader
Credit Administration goals.
• Work with multiple product teams/stakeholders, understand key business objectives
• Daily review of exception reports, identifying and reporting risk issues, including any
compliance or suitability issues.
• Involved in development of policies/procedures designed to ensure compliance with all industry/regulatory requirements.
Administration, Retail, Leadership, Management, Analytics, Compliance, Support, Analyst, Monitoring, Retention, Regulatory, Development, Manager
2016 - 2019
job
Assistant Manager, Collections, Strategy and Credit Risk Analytics
Capital First Ltd.
Mine large datasets to analyse trends, identify patterns and quantify the potential value
of new strategies and reduce per account recovery costs using SAS and SQL
• Developing and monitoring, predictive statistical models SAS E-Miner using logistic
regression for better customer targeting and driving incremental & timely payments
• Responsible for supporting portfolio teams from strategic analytics perspective that
helps drive better decision making
• Independently handled a project to analyse and predict loss-booking for the department
using Roll-Rate Loss Forecasting Model
• Monitoring current scenarios along with delinquency rates to predict losses and altering
strategies accordingly.
• Closely worked with credit bureau to update the loss forecasting model according to current macro-economic conditions
• Regularly monitored loss predictions and benchmarks with actual losses. This helps
management in taking informed decision based on data.
Achieved a 6% increase in overall collections
of new strategies and reduce per account recovery costs using SAS and SQL
• Developing and monitoring, predictive statistical models SAS E-Miner using logistic
regression for better customer targeting and driving incremental & timely payments
• Responsible for supporting portfolio teams from strategic analytics perspective that
helps drive better decision making
• Independently handled a project to analyse and predict loss-booking for the department
using Roll-Rate Loss Forecasting Model
• Monitoring current scenarios along with delinquency rates to predict losses and altering
strategies accordingly.
• Closely worked with credit bureau to update the loss forecasting model according to current macro-economic conditions
• Regularly monitored loss predictions and benchmarks with actual losses. This helps
management in taking informed decision based on data.
Achieved a 6% increase in overall collections
Sql, Forecasting, Management, SAS, Analytics, Monitoring, Patterns, Booking, Manager
My education
ICFAI University
MBA, Finance & Banking
MBA, Finance & Banking
University of Delhi
Bachelors, Commerce
Bachelors, Commerce
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